SDIRA.credit

SDIRA Non-Recourse Lending · Instant Pricing

The smartest non-recourse pricing for your self-directed IRA.

Price your IRA-held real estate deal instantly — live interest rate, payment, and DSCR. No tax returns. No account required.

$1M
Maximum Loan Size
80%
Maximum LTV
1.20x
Minimum DSCR
6 Mo
Reserve Requirement

Instant Pricing

Price your SDIRA loan in seconds.

Enter your property and deal details to see live, conditional pricing — interest rate, payment, DSCR, and loan sizing. No tax returns. No account required.

Loan Parameters

Simple terms. No surprises.

SDIRA real estate loans don't need to be complicated. Here's exactly what we lend on.

Loan SizeUp to $1,000,000
Loan Term5 Years · 30-yr Amort.
Loan-to-ValueUp to 80%
DSCR Floor1.20x minimum
Reserves6 months PITIA
RecourseNon-recourse

Why SDIRA.credit

The fastest path from application to close.

01

Built for SDIRAs

We built from scratch for this structure — prohibited transaction rules, custodian requirements, and IRA-specific compliance at every step.

02

Instant Pricing

Enter your deal and see live, conditional pricing in seconds. Your IRA shouldn't miss a deal because a lender moves slowly.

03

Bank-Grade Standards

Conservative LTV, verified DSCR, structured reserves. Rigorous enough to protect your IRA, simple enough to close.